3DS

Experience Enhanced Security with 3D Secure (3DS) What is 3D Secure?

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What is 3D Secure?

3D Secure (3DS), known under various branded names such as Visa Secure, Mastercard Identity Check, American Express Safe Key, and Diners Club Protect buy, introduces an additional layer of authentication for customers during the payment process. This involves an extra step where customers, when prompted, complete authentication with their card issuer. Typically, this authentication involves entering a password or a code sent to their mobile device, adding an extra level of security to the payment process.

Key Features:

  1. Broad Credit Card Support:
    ○ 3DS is compatible with all major credit card brands, ensuring a uniform and secure payment experience.
  2. Fraud Protection :
    ○ Enhance transaction security and safeguard against fraudulent activities by implementing 3DS. The service provides an added layer of protection for both businesses and customers.
  3. Mobile Authentication:
    ○ When a transaction is initiated, 3DS sends a code to the cardholder's updated mobile number, ensuring that the cardholder actively participates in the authorization process.

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Important Notes:

● Exclusivity: 3DS is intended exclusively for payments where customers manually enter credit information. Transactions made using "Payment Buttons" like Google Pay, Apple Pay, and Bit are excluded.

● Exclusion from Recurring Payments: The service does not apply to recurring payments, providing clarity on its usage.

● Limited Protection: It's important to note that 3DS does not protect against return failure. However, it significantly reduces the risk of fraudulent transactions.

● API Control: Through our API, businesses have the flexibility to control the activation or deactivation of the 3DS service based on their specific needs.

For more detailed information and to explore the capabilities of 3DS through our API, please refer to our documentation here. Elevate your payment security and ensure a safer online transaction experience for your customers with 3D Secure.

Updated 7 months ago